Honesty Online Privacy Policy

Honesty Online is a licensee of the TRUSTe Web Privacy Seal Program. TRUSTe is an independent organization whose mission is to build user"s trust and confidence in the Internet by promoting the use of fair information practices. This privacy statement covers the Web site www.honestyonline.com. Because this Web site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance by TRUSTe.

If you have questions or concerns regarding this statement, you should first contact Honesty Online"s customer care team at customercare@honestyonline.com. If you do not receive acknowledgement of your inquiry or your inquiry has not been satisfactorily addressed, you should contact TRUSTe at http://www.truste.org/consumers/watchdog_complaint.php. TRUSTe will then serve as a liaison with us to resolve your concerns.

Please carefully read our privacy policy to understand how we will treat your information.

By viewing and accessing this Honesty Online website (the "Site") and/or using any of the Honesty Online products and services available via the Site, you ("You" or "Your") represent that you have read and understood this entire privacy policy and you agree to all the terms of this privacy policy. If you do not consent to this privacy policy in its entirety, your sole and exclusive remedy is to immediately cease use of this Site.

The terms and conditions governing Your use of this Site are contained in a separate Terms of Use agreement available at http://www.honestyonline.com/.

Honesty Online, LLC ("Honesty Online", "Us", "We" or "Our") respects the privacy of the visitors to the Site. This HONESTY ONLINE Privacy Policy between You and Us (the "Privacy Policy") is intended to inform You of Our policies and practices regarding the collection, use and disclosure of any Personal Information and Anonymous Information You submit to Us through the Site or from which you authorize Our Partners to disclose to Us. "Personal Information" is information about You that is personally identifiable to You, such as Your name, addresses, partial social security number, e-mail address, drivers license number, credit card information, references information, employment and education information, or phone numbers, as well as other non-public information that is associated with the foregoing. "Anonymous Information" means information that is not associated with or linked to Your Personal Information; Anonymous Information does not permit the identification of individual persons. "Partners" means any company or web site which You passed through, or were referred by, to utilize Our products or services.

User Consent

By submitting Personal Information through the Site directly or through Our partners, You agree to the terms of this Privacy Policy and You expressly consent to the processing of Your Personal Information according to this Privacy Policy.

Personal Information You Provide to Us

We collect Personal Information that You submit to Us voluntarily through the Site directly, or which you authorize Our Partners to provide to Us. Examples of the Personal Information we may collect from you include:

  • When utilizing our products or services through one of Our Partners, we may collect directly from You, or from Our Partners, all or a part of the following Personal Information: e-mail address, name, home address, credit card address, credit card information, birth date, partial social security number, phone numbers, driver's license number, employment information, education information, and reference information.

  • When utilizing our products or services by coming directly to Our Site, we may collect directly from You, all or a part of the following Personal Information: e-mail address, name, home address, credit card address, credit card information, birth date, partial social security number, phone numbers, driver's license number, employment information, education information, and reference information.

  • When You contact Us by sending Us an e-mail, We may collect Your name, e-mail address and information contained in the e-mail You send us.

Personal Information Collected Via Technology

As You navigate the Site, certain information may also be collected passively, including Your Internet protocol address ("IP address"), browser type, domain names, access times, and operating system. We may also use Cookies and navigational data like Uniform Resource Locators (URLs) to gather information regarding the date and time of Your visit and the information for which You searched and which You viewed. This type of information is collected to make Our products and services more useful to You.

An "IP Address" is a number that is automatically assigned to Your computer when You use the Internet. In some cases Your IP Address stays the same from browser session to browser session; but if You use a consumer internet access provider, Your IP Address probably varies from session to session. We track IP Addresses solely in conjunction with session cookies to analyze the traffic on our Site.

"Cookies" are small pieces of information that a web site sends to Your computer's hard drive while You are viewing a web site. We may use both session Cookies (which expire once You close Your web browser) and persistent Cookies (which stay on Your computer until You delete them) to provide You with a more personal and interactive experience on the Site. Persistent Cookies can be removed by following Internet browser help file directions. We do not link Cookies to any personally identifiable information about You. If You choose to disable Cookies, some areas of the Site may not work properly.

Personal Information We Receive From Other Sources

We may receive Personal Information about You from other sources like postal mail, telephone or fax. We may add this information to the information We have already collected from You via the Site in order to improve the products and services We provide.

Use of Information

Personal Information You submit to Us is used to provide Our products and services (including to validate Your identity), to respond to requests that You make, or to aid Us in serving You better. As described in more detail below, in order to, provide Our products and perform Our services, we may disclose Your Personal Information to third party content providers, vendors and payment processors, whose privacy policies and practices may differ from Our privacy policy, and for which We assume no responsibility. We may also use Your Personal Information to provide You with the Honesty Online newsletters, surveys, or promotional e-mails regarding changes and upgrades to Our products and services and for other marketing purposes of Honesty Online, unless You request not to receive such communications from us.

We may create Anonymous Information records from Personal Information by excluding information (such as Your name) that make the information personally identifiable to You. We may use this Anonymous Information to analyze request patterns and usage patterns so that We may enhance Our products and services. Honesty Online reserves the right to use and disclose Anonymous Information to third parties in its discretion, including for internal business analysis, and to provide aggregate demographic data to Our various partners.

Disclosure of Personal Information

Except as otherwise stated in this Privacy Policy, We do not trade, rent, or share Your Personal Information with third parties and We will not disclose billing information unless You ask Us to do so.

We may share Your Personal Information with third parties to validate Your identity, and to provide You with the products and services that We offer You through the Site or through Our Partners. These third parties are required not to use Your Personal Information other than to provide the services requested by Honesty Online. You expressly consent to the sharing of Your Personal Information with Our contractors and third party service providers for the sole purpose of providing Our products services to You and for verifying Your identify.

Although We currently do not have a parent company, any subsidiaries, joint ventures, or other companies under a common control (collectively, "Affiliates"), We may in the future. We may share some or all of Your Personal Information with these Affiliates, in which case We will require Our Affiliates to honor this Privacy Policy.

If Our company or Our assets are acquired by another company, that company will possess the Personal Information collected by Us and it will assume the rights and obligations regarding Your Personal Information as described in this Privacy Policy.

Regardless of any choices You make regarding Your Personal Information (as described below), We may disclose Your Personal Information if We believe in good faith that such disclosure is necessary to (a) comply with relevant laws or to respond to warrants, judicial proceedings, court orders; or (b) to protect and defend the rights or property of Honesty Online or third parties.

Feedback

If You provide feedback on any of Our products and services to Us, We may use such feedback for any purpose, provided that We will not associate such feedback with Your Personal Information. Honesty Online will collect any information contained in such communication and will treat the Personal Information in such communication in accordance with this Privacy Policy.

Your Choices Regarding Your Personal Information

We offer You choices regarding the collection, use and sharing of Your Personal Information. When You receive newsletters or promotional communications from Us, You may indicate a preference to stop receiving further communications from Us and You will have the opportunity to "opt-out" by following the unsubscribe instructions provided in the e-mail Your receive or by contacting Us directly (please see contact information below). Despite Your indicated e-mail preferences, We may send You notices of any updates to Our Terms of Use or Privacy Policy.

You may change certain aspects of the Personal Information in your account by logging onto the site and clicking on your online profile.

Regarding Children

We do not intentionally gather Personal Information about visitors who are under the age of 18.

Blog

If you use a blog function on this site, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit in these forums.

Other Sites

Our provision of a link to any other website or location is for Your convenience and does not signify Our endorsement of such other website or location or its contents. We have no control over, do not review, and cannot be responsible for these outside websites or their content. Please be aware that the terms of Our Privacy Policy do not apply to these outside websites.

Security

Honesty Online uses commercially reasonable efforts to protect the security of Your Personal Information by using a variety of industry-standard security technologies and procedures to help protect Your Personal Information from unauthorized access, use, or disclosure. Personally identifiable and other sensitive information you provide us online is transmitted to us through an encrypted secured socket layer (SSL) transmission. The information is decrypted only upon receipt by Honesty Online.

Except as provided elsewhere in this Privacy Policy, Honesty Online limits access to Personal Information in electronic databases to those persons (including employees and contractors) in Honesty Online's organization who have a business need for such access.

Even though Honesty Online has taken steps to protect Your Personal Information from being intercepted, accessed, used, or disclosed by unauthorized persons, You should know that Honesty Online cannot fully eliminate security risks associated with Personal Information.

Contact Us

Should you have any questions or concerns regarding this Privacy Policy, please contact Us by sending an e-mail to info@honestyonline.com or at the following address:

Honesty Online
4600 East West Highway
Ste 200
Bethesda, MD 20814

Privacy Policy Updates

This Privacy Policy is subject to revision at any time in Our sole discretion. We will notify You of material changes to this Privacy Policy via the email address You provide Us, and will post a prominent notice on this Site of any changes to this Privacy Policy. We do, however, recommend that you read this Privacy Policy each time you use our website in case you missed our notice of changes to the Privacy Policy. If You object to any such changes, You must cease using the Site immediately. Continued use of the Site following notice of any such changes shall indicate Your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes.


Effective 7/8/2008